1. Describe how healthcare is purchased and funded through the insurance model. 

          There are multiple ways healthcare is purchased and funded through different insurances made available in our nation. Most of our healthcare funding is provided by public health care programs/insurance. Such as Medicaid, Medicare, and Children’s Health Insurance Program (CHIP). There are also state employee health plans that are available for purchase. According to National Conference of State Legislatures (NCSL), in 2019 around 164 million people who are under the age of 64 were insured through an employee sponsored health insurance program. Employee insurance is usually provided by the employer but funded publicly. Individuals always have the option to opt out of this and get private health insurance. For those whose insurance may not support all treatment required, they have the option to pay out of pocket for those services. The NCSL estimated that per person out-of-pocket cost for 2020 was around $1,048.